How it works
Five steps. The same rules, every time.
A SafePay agreement moves through a strict, explicit lifecycle so both sides, and SafePay itself, always know exactly where a deal stands. Here's what actually happens, from the moment terms are set to the moment funds move.
How it works
One engine. Every kind of deal.
The same five steps handle a $20 purchase and a staged, six-figure contract. The rules protecting the deal stay the same no matter what’s being sold.
- 1
Seller sets the terms
Instead of requesting a payment, a seller creates an agreement: what they're delivering, what they want to receive, and by when.
- 2
Buyer sees the full cost
Pay in mobile money, card, bank transfer, or crypto. SafePay shows the total before anything is confirmed. No hidden costs.
- 3
Funds are held safely
Money moves into a smart contract, held securely, not released to the seller and not left with the buyer. Every state change is recorded.
- 4
Seller delivers
A product ships. A project is completed. A milestone is finished.
- 5
Release happens fairly
Funds move once the buyer confirms or the review window passes. If something's wrong, either side can raise it.
Platform features
Every mechanism trust actually requires.
Six capabilities, one engine: the same rules protect a $20 purchase and a staged, six-figure contract.
Escrow & custody
Funds held safely, by design, not by promise
Once a deal is funded, money is held securely in a smart contract: not with the buyer, and not with the seller. Every state change is recorded, and funds only move when the agreed conditions are actually met.
- Held in a smart contract, not a promise
- Every state change recorded
- Funds never move on discretion alone
USD 4,250.00
Held on-chain, awaiting release conditions
Dispute resolution
Disagreements don't have to mean deadlock
Either party can raise a dispute at any point while a deal is open. Outcomes aren't forced to all-or-nothing. A resolution can split fairly, the way real commercial disputes actually settle.
- Either side can raise an issue
- Partial, fair resolutions supported
- Structured process, not a black box
Resolution
Broker network
Built for the intermediaries global trade already runs on
From real estate agents to import/export agents and procurement firms, SafePay supports brokers directly, whether they earn a disclosed commission or trade as a principal between two linked agreements.
- Disclosed commission model
- Principal / margin trading model
- Built into settlement, not bolted on
Settlement plan
Arbitration
A fair, structured path when both sides can't agree
Disputes that need a decision go through a defined arbitration process, starting with SafePay's own review team, with a clear path toward certified external and party-selected arbitrators as the platform grows.
- Structured review process
- Split-outcome decisions supported
- Room to grow toward external arbitrators
Case review
Evidence under review
Milestone payments
One engine for a single sale or a staged contract
Break a deal into milestones: 30% on kickoff, 40% at delivery, 30% on acceptance. Each one is released independently, evaluated against the same fair rules as a single-payment deal.
- Stage funds however the deal requires
- Each milestone evaluated independently
- Same protection at every stage
Milestones
Global payments
Pay in one currency. Get paid in another.
A buyer can fund a deal in mobile money, card, bank transfer, or crypto, and a seller can be settled in an entirely different currency or rail. The rate is locked and shown before anyone commits.
- Mobile money, card, bank, and crypto rails
- Rates locked and disclosed upfront
- Provider-agnostic, never locked to one rail
Curious what it costs?
Estimate the exact fee for your deal before anything is committed, or read the full vision behind the platform.