One agreement.
Every rail underneath it.
Pay or get paid however works for you, cards, bank transfer, mobile money, or crypto, and let SafePay hold the deal together underneath it. Funds are held securely in a smart contract until the terms both sides agreed to are actually met, so neither party has to take the other on faith.
- Rails
- Fiat & crypto
- Custody
- Neutral, escrowed
- Payouts
- Local currency, real accounts
- Disputes
- Built into the deal
- Access
- API-first
Estimate only, based on our published v1 fee schedule. Final pricing shown before you ever confirm a deal.
6+
Currencies and rails supported by design
1
Engine for both single and staged, milestone deals
2
Broker models built in: commission or margin
24/7
Automated release, dispute-eligible any time a deal is open
These figures describe what’s built into the platform today, not usage or transaction volume.
One agreement, however you pay or get paid
How it works
One engine. Every kind of deal.
The same five steps handle a $20 purchase and a staged, six-figure contract. The rules protecting the deal stay the same no matter what’s being sold.
- 1
Seller sets the terms
Instead of requesting a payment, a seller creates an agreement: what they're delivering, what they want to receive, and by when.
- 2
Buyer sees the full cost
Pay in mobile money, card, bank transfer, or crypto. SafePay shows the total before anything is confirmed. No hidden costs.
- 3
Funds are held safely
Money moves into a smart contract, held securely, not released to the seller and not left with the buyer. Every state change is recorded.
- 4
Seller delivers
A product ships. A project is completed. A milestone is finished.
- 5
Release happens fairly
Funds move once the buyer confirms or the review window passes. If something's wrong, either side can raise it.
Platform features
Every mechanism trust actually requires.
Six capabilities, one engine: the same rules protect a $20 purchase and a staged, six-figure contract.
Escrow & custody
Funds held safely, by design, not by promise
Once a deal is funded, money is held securely in a smart contract: not with the buyer, and not with the seller. Every state change is recorded, and funds only move when the agreed conditions are actually met.
- Held in a smart contract, not a promise
- Every state change recorded
- Funds never move on discretion alone
USD 4,250.00
Held on-chain, awaiting release conditions
Dispute resolution
Disagreements don't have to mean deadlock
Either party can raise a dispute at any point while a deal is open. Outcomes aren't forced to all-or-nothing. A resolution can split fairly, the way real commercial disputes actually settle.
- Either side can raise an issue
- Partial, fair resolutions supported
- Structured process, not a black box
Resolution
Broker network
Built for the intermediaries global trade already runs on
From real estate agents to import/export agents and procurement firms, SafePay supports brokers directly, whether they earn a disclosed commission or trade as a principal between two linked agreements.
- Disclosed commission model
- Principal / margin trading model
- Built into settlement, not bolted on
Settlement plan
Arbitration
A fair, structured path when both sides can't agree
Disputes that need a decision go through a defined arbitration process, starting with SafePay's own review team, with a clear path toward certified external and party-selected arbitrators as the platform grows.
- Structured review process
- Split-outcome decisions supported
- Room to grow toward external arbitrators
Case review
Evidence under review
Milestone payments
One engine for a single sale or a staged contract
Break a deal into milestones: 30% on kickoff, 40% at delivery, 30% on acceptance. Each one is released independently, evaluated against the same fair rules as a single-payment deal.
- Stage funds however the deal requires
- Each milestone evaluated independently
- Same protection at every stage
Milestones
Global payments
Pay in one currency. Get paid in another.
A buyer can fund a deal in mobile money, card, bank transfer, or crypto, and a seller can be settled in an entirely different currency or rail. The rate is locked and shown before anyone commits.
- Mobile money, card, bank, and crypto rails
- Rates locked and disclosed upfront
- Provider-agnostic, never locked to one rail
One engine, built to be the trust layer under global commerce.
Whether you’re a buyer, a seller, a broker, or building on top of SafePay, there’s a way in.
Who it’s for
Built for every side of the table.
Buyers
Pay for goods, services, or freelance work knowing your money is only released once your side of the deal is honored.
Sellers
Get paid in the currency you want, from a buyer paying in whatever they have, with the amount you agreed to protected from day one.
Brokers & agents
Run deals through SafePay whether you earn a disclosed commission or trade as a principal between two linked agreements.
Arbitrators
Review evidence and resolve disputes through a structured process built to support fair, even partial, decisions.
Businesses
Handle cross-border supplier or client payments without wiring money on faith or chasing invoices across time zones.
Marketplaces
Embed SafePay's trust layer directly into your own platform through the API, instead of building escrow from scratch.
Security & compliance
What we build on, from day one.
Every principle below is built into the platform’s architecture today, not promised for later. Here’s exactly how SafePay protects a deal.
Held in a smart contract
Once a deal is funded, funds are held securely in a smart contract, not with the buyer, not with the seller, until the agreed conditions are met.
One owner per fee
Every fee in a SafePay agreement has exactly one payer and one recipient. No silent splitting, no surprise deductions.
The agreement governs
SafePay enforces the terms both sides agreed to. It doesn't hold discretion to change what was promised.
Disputes are resolved, not ignored
A structured process exists for when something goes wrong, including outcomes that split fairly, not just a winner-takes-all default.
Every state, recorded
Each transition a deal goes through, including funding, delivery, disputes, and release, is logged, so the history of an agreement is never just someone's word.
No single point of lock-in
Payment, custody, and settlement all run through swappable providers, so no single vendor relationship can compromise an agreement in progress.
SafePay is not yet a licensed financial institution. Custody and settlement are handled in partnership with regulated third-party providers as the platform develops. Nothing on this page is an offer of financial services.
For businesses
Solutions built around how you already operate.
Whether you're a marketplace, a trading platform, or a SaaS product that needs trust built in, SafePay adapts to your model instead of the other way around.
Marketplaces
Embed escrow directly into your checkout flow instead of building trust infrastructure from scratch.
Import / export & trade
Move goods across borders through agents and dealers without wiring money on faith.
Platforms & SaaS
Offer buyer/seller protection as a feature of your product, powered by SafePay's API underneath.
For developers
Build trust into your own product.
Marketplaces, freelance platforms, and import/export tools can embed SafePay's agreement engine directly: escrow, disputes, and multi-currency settlement, without building any of it from scratch.
The same rules that protect a deal on SafePay protect a deal made entirely inside your own app.
- Idempotent by default on every write
- Webhooks for every state transition
- Sandbox environment for testing flows
POST /v1/agreements
{
"seller_receives": { "amount": 200, "currency": "USD" },
"delivery_terms": "Logo design, final files",
"deadline": "2026-08-15",
"release_conditions": [
"buyer_approval",
"inspection_window"
]
}Built by
A small team, building something we needed ourselves.
SafePay started from a simple frustration: too many good deals in freelance work, cross-border trade, and everyday purchases fall apart on trust alone, long before price or quality ever become the problem. We’re building the infrastructure we wished existed the first time we got burned.
We’re early, and building in the open. If you’re a broker, a business, an investor, or just curious, we’d genuinely like to hear from you.
Partner with us
Tell us how you’d like to get involved.
FAQ
Common questions.
Not yet. We're in active development. This site exists to share the vision, gather early interest, and start real conversations with brokers, partners, and future users before launch.
Get involved
Be the first to know when SafePay opens up.
We’re building in the open. Join the waitlist for early access, or use the partner form below if you’d rather talk to us directly.